Bay Saint Louis Homes with Beach Access Waterfront

Welcome to Bay Saint Louis, a picturesque coastal gem nestled in Hancock County, Mississippi. Known for its rich history, vibrant community, and stunning natural beauty, this charming city offers a perfect blend of Southern hospitality and coastal living. With its serene beaches and inviting waterfront, Bay Saint Louis is more than just a destination; it’s a lifestyle.

Imagine waking up each day to the soothing sounds of the waves and the gentle sea breeze flowing through your home. Bay Saint Louis boasts an array of beautiful homes with beach access, allowing you to immerse yourself in the tranquil coastal environment. Whether you’re searching for a quaint cottage or a luxurious waterfront estate, this area has something for everyone. Many of these homes offer breathtaking views of the Gulf, private docks for your boat, and easy access to pristine sandy shores, making it the ideal setting for both relaxation and adventure.

In addition to its stunning real estate options, Bay Saint Louis is home to a vibrant arts scene, delicious local cuisine, and a plethora of outdoor activities. From fishing and boating to exploring the charming downtown area filled with unique shops and galleries, there’s no shortage of things to do. The welcoming community hosts numerous events throughout the year, ensuring that residents feel right at home.

Discover the enchanting allure of Bay Saint Louis, where coastal living meets a warm, inviting community. Your dream home with beach access awaits in this idyllic Mississippi paradise!

Newest Bay Saint Louis Homes with Beach Access Waterfront

$1,200,000

5 Beds ⋅ 4 Baths ⋅ 4160780 MLS

This is truly a one-of-a-kind home with a Historical Flare! Renovated/restored in 2009 to its former glory with all new everything while keeping its historic feel! With antique Heart Pine Flooring (Ceramic tile in master bath & Travertine tile in guest bath), Stain Glass windows, vaulted ceilings, solid wood walls made of antique wood, solid beams. Open new kitchen with cherry cabinets, granite counter tops. Fireplace in living room, heated and cooled attic for storage, loft with a custom lift for luggage, with beautiful open windows overlooking heated hot tub and heated pool (with electric cover), outside fireplace. Winding porch detached 1 bedroom apartment, below with a/c, full bathroom and kitchenette, 1- bedroom apartment upstairs, full bathroom and kitchenette with balcony overlooking the pool, covered RV carport that has all hookups needed but serves also as an entertaining area overlooking a park-like setting with large Magnolia and plush gardens with fully irrigated gardens and lawns. Seller will consider selling furnished. There are 2-1-bedroom apartments for VRBO. rented for $1,350 per night during Cruisin' the Coast and $6,600 for Thanksgiving week. The property includes a total of three rental units: the main house 3 bedrooms / 2 baths and two one-bedroom efficiency apartments. Great large home with separate living space for a large family as well. Seller will pass along website for VRBO if desired. ''Kickbillout.com'' Golf Cart ride away to the Beach or downtown entertainment. Don't miss out on this unique property.

208 Saint Charles Street, Bay Saint Louis

Listing courtesy of Owen & Co., LLC.

$195,000

1 Beds ⋅ 1 Baths ⋅ 4160659 MLS

Your Bay St. Louis waterfront escape is waiting! Whether you're looking for a weekend getaway, fishing camp, bachelor or bachelorette retreat, or simply a quiet place to unwind by the water, this property checks all the boxes. Built in 2018, this charming 1 BD, 1 BA home also features a versatile bonus room and an oversized laundry area. The kitchen offers stainless steel appliances, gas range and plenty of cabinet space, while the living area is ready for cozy evenings with a gas connection for a fireplace. Outside is where this property really shines. Enjoy peaceful water views from the deck, easy water access, and a large yard with plenty of room for entertaining, yard games, gatherings, and boat trailers. Additionally, there is a covered area underneath the home for entertainment and also a bonus large workshop. The public boat launch is conveniently located at the beginning of the road, making it easy to get on the water and start enjoying the Coast. Tucked away enough to feel like a true escape, yet only minutes from Bay St. Louis restaurants, shopping, entertainment, and casinos. Come for the water, stay for the views, and make this your own little piece of the Mississippi Gulf Coast.

6079 4th Street, Bay Saint Louis

Listing courtesy of Ellis Realty.

$705,000

3 Beds ⋅ 2 Baths ⋅ 4160500 MLS

A slice of Paradise where you can walk to the beach from this charming coastal cottage! This beautifully constructed home was built in 2023 and has been meticulously maintained! Nestled in an X Flood Zone, this home offers comfort, charm and convenience. Home Features: spacious rooms with an open floor plan, high ceilings, recessed lighting, window treatments, fireplace, stone countertops, vinyl flooring & ceramic tile, walk in shower & soaking tub in Primary bath, metal roof, screened patio, detached carport & garage. The home has all impact windows, commercial standing seam roof, zip system roof with self sealing ice and water shield and spray foam insulation. Walking distance to the beach, downtown, Harbor, boat launch, dining, shopping and entertainment! This retreat is located in a golf cart friendly community. Whether you are looking for a coastal escape or forever home-this one will not disappoint! Furniture is negotiable.

216 Ballentine Street, Bay Saint Louis

Listing courtesy of John McDonald Realty, LLC.

$40,000

4160290 MLS

Build your dream home on this 80 x 120 lot just a half of a block from the Bay! Surrounded by New Construction Homes & Conveniently located near Cedar Point's public boat and kayak launch, Larroux Park and dog park, Dunbar Street fishing pier, nearby marinas, the Bay St. Louis Municipal Harbor, The Bridges Golf Club, Hollywood Casino and the Dining, shopping and entertainment of Old Town Bay St. Louis.

125 Dogwood Road, Bay Saint Louis

Listing courtesy of Crescent Sotheby's International Realty.

$440,000

3 Beds ⋅ 2 Baths ⋅ 4159656 MLS

This distinctive 3-bedroom, 2-bath home on Dunbar Street offers 1,760 square feet of thoughtfully designed living space on a desirable double corner lot in Bay St. Louis. Built in 2007, the home combines timeless coastal character with bold, sophisticated finishes, complemented by a durable metal roof, inviting wraparound porch, and screened-in side porch ideal for enjoying the outdoors. Inside, brick tile flooring, a vaulted ceiling, an open staircase, a fireplace, recessed lighting, modern pendant fixtures, and stylish wall sconces create a warm and visually striking interior. The living room is anchored by custom olive green built-in cabinetry, providing both character and generous storage. The kitchen offers a functional layout with plenty of room for gathering and entertaining. A spacious peninsula provides additional prep space and casual seating, while white shaker cabinetry contrasts beautifully with a statement navy blue island. Stainless steel appliances and a gas cooktop complete the space, with a dining nook conveniently positioned just off the kitchen. The first floor includes two secondary bedrooms, each featuring French doors that open directly onto the porch, creating a seamless connection between the indoor and outdoor living spaces. Upstairs, an additional living area or entertainment nook offers flexible space for relaxing, working, or entertaining. All bedrooms have hardwood flooring. Also located upstairs, the private primary suite provides a peaceful retreat separate from the secondary bedrooms. The en-suite bath features a tiled countertop and backsplash along with a walk-in shower. Located just a golf cart ride from Downtown Bay St. Louis, this home puts the restaurants, boutiques, entertainment, waterfront, and vibrant coastal atmosphere of downtown within easy reach. With its wraparound porch, screened outdoor living space, covered back porch, cart barn, lots of storage, distinctive architectural details, and thoughtfully designed floor plan, this Dunbar Street home offers a unique opportunity to enjoy the relaxed Bay St. Louis lifestyle.

1115 Dunbar Avenue, Bay Saint Louis

Listing courtesy of John McDonald Realty, LLC.

$2,200,000

4 Beds ⋅ 5 Baths ⋅ 4158625 MLS

A truly one-of-a-kind gated estate offering luxury, versatility, and exceptional income potential or a large family compound. This custom-designed property offers 3787 sq ft, and features two private ground-level guest suites, each with its own entrance, full kitchen, and separate living quarters ideal for multigenerational living, executive accommodations, or vacation rental opportunities. The main residence showcases timeless architectural character with original beadboard ceilings, wainscoting, rich hardwood flooring, and an open-concept design filled with natural light. The gourmet kitchen is beautifully appointed with premium JennAir appliances, including a six-burner gas range, built-in microwave and dishwasher, French-door refrigerator, quartzite countertops, farmhouse sink, custom soft-close cabinetry, and illuminated glass display cabinets. The luxurious primary suite offers a private sitting area, custom walk-in closets, and a spa-inspired marble bath featuring a freestanding soaking tub, oversized walk-in shower with rainfall fixture and handheld sprayer, and double vanity. Upstairs, a spacious loft-style sitting area, oversized bunk room, full bath, and covered porch provide additional accommodations for family and guests. Designed for effortless indoor-outdoor living, French doors open to a 12' x 34' covered porch that extends to a sun deck overlooking the resort-style saltwater pool complete with waterfall, bubblers, tanning ledge, travertine decking, pool house, and beautifully landscaped grounds with irrigation. Additional features include an elevator lift, three HVAC systems with dedicated mini-splits for both guest suites, Hardie Board exterior, custom crown molding and millwork, private fenced backyard, storage building, and electric gates at both the front and rear entrances. This extraordinary property offers a rare combination of luxury craftsmanship, resort-style amenities, and unmatched flexibility, making it an exceptional primary residence, coastal retreat, or investment opportunity.

110 State Street, Bay Saint Louis

Listing courtesy of Coldwell Banker Alfonso Realty-BSL.

$995,000

3 Beds ⋅ 3 Baths ⋅ 4157299 MLS

Welcome to 124 Court — Coastal Living, Reimagined in Bay St. Louis, MS. Discover the perfect blend of luxury and lifestyle in this newly designed condo, ideal as a full-time residence, weekend retreat, or income-producing short-term rental. This residence features high-end finishes throughout: quartz (or equal) countertops, custom wood cabinetry, and Frigidaire stainless kitchen appliances (or equal). A built-in beverage center and stacked washer/dryer add convenience, while soaring 10' ceilings (floors 1-4) create an airy feel. Durable vinyl plank flooring (or equal) flows through living areas and baths, and a versatile flex space works as a bunk room, home office, or extra guest quarters. Beyond the residence, 124 Court's New Urbanism design places you within walking distance of shops, dining, and the local casino, plus the adjacent city parking garage. Outdoor lovers will enjoy easy access to beaches, boating, and fishing — all just steps away. The property sits in Flood Zone X for added peace of mind. 124 Court will offer a short-term rental program, making it an ideal fit for buyers seeking flexibility, rental income, or a low-maintenance coastal getaway — all in an unbeatable, walkable location close to shops, dining, entertainment, and fishing.

124 Court Street Unit 402, Bay Saint Louis

Listing courtesy of Crescent Sotheby's International Realty.

$825,000

2 Beds ⋅ 3 Baths ⋅ 4157235 MLS

124 Court Street 201, Bay Saint Louis

Listing courtesy of Crescent Sotheby's International Realty.

$159,000

4156292 MLS

Discover the perfect place to build your dream home on this beautiful 3/4-acre parcel located on quiet St. Charles Street in the heart of Bay St. Louis. This spacious homesite offers a rare combination of privacy and convenience, with easy access to downtown Bay St. Louis, beaches, shopping, dining, and entertainment. Situated outside of the flood zone, this property did not flood during Hurricane Katrina, providing added peace of mind. Whether you're planning a primary residence, vacation home, or investment property, this exceptional lot offers plenty of room to create your ideal coastal retreat in one of the Gulf Coast's most desirable communities.

Saint Charles Street, Bay Saint Louis

Listing courtesy of Saltwater Realty.

$159,000

4155461 MLS

Level, cleared lot ready for construction in one of Old Town Bay St. Louis's most active building corridors. Over the past few years these streets have filled in with custom homes, and this is one of the few open lots left in the immediate area. Walk to the Bay St. Louis Yacht Club and marina in minutes, with downtown's shops, galleries, and restaurants just beyond. Property sits in an AE flood zone. Current survey on file. Open lots in this part of town are getting harder to find, and well-priced ones don't sit long.

112 Leopold Street, Bay Saint Louis

Listing courtesy of Keller Williams.

$290,000

2 Beds ⋅ 1 Baths ⋅ 4153441 MLS

This charming 2-bedroom, 1-bath home is ideal as a vacation rental, fishing camp, weekend getaway, or primary residence. Features include 9-foot ceilings, granite countertops, self-closing cabinets, luxury vinyl plank flooring, and a great Bonus Room downstairs. Both bedrooms open onto a spacious back deck overlooking a peaceful natural setting. Conveniently located near Bay St. Louis attractions, boating, fishing, beaches, shopping, and dining. This one comes completely furnished! Also has a full RV Hookup! Don't miss this opportunity to own your own Gulf Coast retreat! Additional lots available!

6157 S Railroad Avenue, Bay Saint Louis

Listing courtesy of Saltwater Realty.

$925,000

6 Beds ⋅ 4 Baths ⋅ 4151786 MLS

Experience the ultimate Gulf Coast lifestyle in this spacious waterfront home on +/- 1.08 acres offering approximately +/-4,000 square feet of thoughtfully designed living space, direct boating access, and endless opportunities for entertaining. With 6 bedrooms and 4 bathrooms, including two private ensuite bedrooms, this home provides the perfect balance of comfort, functionality, and coastal charm. From the moment you step inside, you'll appreciate the inviting atmosphere created by soaring ceilings, beautiful brick flooring, luxury vinyl plank floors, and expansive living spaces designed for gathering with family and friends. The open-concept layout flows effortlessly into a well-appointed kitchen featuring custom cabinetry, abundant storage, and generous workspace, making it as practical as it is beautiful. The primary suite offers a private retreat of its own, complete with an ensuite bath and exclusive balcony access, creating the perfect place to enjoy peaceful mornings with a cup of coffee while overlooking the surrounding scenery. Throughout the home, spacious bedrooms and flexible living areas provide room for everyone to spread out and enjoy. Upstairs, the home truly shines as an entertainer's dream. A large gathering space complete with a built-in refrigerator and microwave creates the ideal setting for movie nights, game days, guests, or simply relaxing after a day on the water. The adjoining balcony extends the living space outdoors and offers yet another place to enjoy coastal breezes and beautiful views. One of the home's most unique features is the interior lift, providing convenient access from the ground level to the second floor and continuing all the way to the attic, making storage, accessibility, and everyday living remarkably convenient. Outdoor living is just as impressive, with expansive front and rear porches that invite you to relax, entertain, and enjoy the waterfront setting. For boating enthusiasts, the property features a private 24-foot boat house and lift that has direct access to Watts Bayou, connecting to the Jordan River, Bay of St. Louis, and the Gulf of Mexico. Whether you're heading out for a day of fishing, cruising to waterfront restaurants, or exploring the Mississippi Sound, the water is quite literally at your doorstep. The seller is currently planning several exterior improvements, including painting the exterior of the home, replacing the front stairs and treads, and refinishing exterior doors. BUYERS HAVE FINISHED PAINTING THE PROPERTY WHITE AND HAVE PUT NEW FRONT STAIRS! Please note that some marketing photographs have been digitally enhanced to illustrate potential future exterior paint colors and improvements. These images are provided for illustrative purposes only and may not reflect the property's current appearance.

10051 Cain Road, Bay Saint Louis

Listing courtesy of HL Raymond Properties, LLC.

Start Your Search

Copyright 2026 Mississippi Gulf Coast Multiple Listing Service, Inc. Buyer and/or Buyer's Agent should verify data and evaluate source. This information is furnished by the Mississippi Gulf Coast Multiple Listing Service, Inc. This data is copyrighted and may not be transmitted, retransmitted, copied, framed, repurposed, or altered in any way for any other site, individual and/or purpose without the express written permission of the Mississippi Gulf Coast Multiple Listing Service, Inc. All properties are subject to prior sale, change or withdrawal. Neither the MLS nor the Listing Broker will be held responsible for any typographical errors, misinformation and misprints and shall be held totally harmless. Data displayed is a portion of, and not a complete listing of all listing information published in the Mississippi Gulf Coast Multiple Listing Service, Inc.