Bay Saint Louis Homes with Gulf Access Waterfront

Bay Saint Louis Homes with Gulf Access Waterfront

Welcome to Bay Saint Louis, a picturesque gem nestled along the Gulf Coast of Mississippi in Hancock County. This charming city is renowned for its stunning waterfront views, vibrant community, and rich history. With its quaint downtown area filled with unique shops, delightful eateries, and lively arts scene, Bay Saint Louis offers a perfect blend of small-town charm and coastal living.

One of the most alluring features of this area is its exceptional Gulf access waterfront properties. Imagine waking up to the gentle sound of waves lapping at the shore, with the sun casting a golden hue over the water. Homes in Bay Saint Louis with waterfront access provide not just a residence, but a lifestyle filled with endless opportunities for relaxation and recreation. Whether you’re an avid boater, a fishing enthusiast, or simply someone who enjoys the tranquility of coastal living, these homes offer direct access to the Gulf of Mexico, making every day feel like a vacation.

In addition to the natural beauty and recreational opportunities, the Bay Saint Louis community is known for its friendly atmosphere and welcoming spirit. Residents enjoy a range of activities, from festivals and farmers markets to art walks and beach outings. With its rich cultural heritage and commitment to preserving the environment, Bay Saint Louis is not just a place to live; it’s a place to thrive.

Explore the possibilities of waterfront living in Bay Saint Louis, where your dream home awaits, and the beauty of the Gulf Coast is just steps away. Embrace a lifestyle filled with sunshine, serenity, and the soothing sounds of nature. Your coastal paradise is calling!

Newest Bay Saint Louis Homes with Gulf Access Waterfront

Atlantis Drive, Bay Saint Louis
$50,000
4165136 MLS
Waterfront lot off of Hwy 603 with 134 feet of water frontage in the beautiful subdivision of Admiral Isles, just minutes from the Jordan River. Featuring protective covenants, underground utilities, and street lights, this development is closely located to casinos and golf courses. Recently cleared by the current owner-- survey available.

Atlantis Drive, Bay Saint Louis

Listing courtesy of Hilliard Homes.

4099 Shark Street, Bay Saint Louis
$200,000
2 Beds ⋅ 1 Baths ⋅ 4164658 MLS
Enjoy waterfront living in Bay St. Louis! This charming 2-bedroom, 1-bath home has been renovated inside and out and comes fully furnished. Updates include Hardy board exterior siding, all-new windows and flooring, new wall insulation, and new sheetrock throughout the interior. Deep-water access to the Jourdan River via Breath Bayou offers opportunities for boating, fishing, and water sports along the Mississippi Gulf Coast. Whether you're seeking a weekend getaway, full-time residence, or investment property, this coastal retreat is ready for its next owner. Come enjoy your own piece of Coastal Mississippi paradise!

4099 Shark Street, Bay Saint Louis

Listing courtesy of Realty One Group Immobilia.

4143 20th Avenue, Bay Saint Louis
$425,000
3 Beds ⋅ 2 Baths ⋅ 4164624 MLS
Welcome to a truly beautiful waterfront home in Shoreline Park, where sophisticated finishes and an incredible coastal lifestyle come together. Built in 2024, this 3-bedroom, 2-bath home is thoughtfully designed with an elevated attention to detail, featuring gorgeous chandeliers, high ceilings, beautiful luxury vinyl flooring, custom cabinetry, and quality finishes throughout. The open-concept living space creates an effortless flow between the kitchen, dining, and living areas, while the stunning kitchen offers a large island, custom cabinetry, and a beautiful view toward the water. The spacious primary suite is a standout, featuring a gorgeous bathroom with double vanities, a soaking tub, separate shower, walk-in shower, and walk-in closet, creating a luxurious space to unwind. Two additional bedrooms offer plenty of room for family, guests, or a home office, while carefully selected finishes throughout add even more character to this exceptional home. Beyond the beautiful interior, the true magic of this property is outside, where you can step into a waterfront lifestyle with direct canal frontage and access to Bayou Lacroix, the Jourdan River, and ultimately the Gulf. A private fishing dock makes it easy to enjoy afternoons on the water, whether you're fishing, boating, or simply taking in the peaceful surroundings. This is more than a beautiful home; it is an opportunity to enjoy refined coastal living with direct access to some of the Gulf Coast's most desirable waterways.

4143 20th Avenue, Bay Saint Louis

Listing courtesy of HL Raymond Properties, LLC.

62 Good Street, Bay Saint Louis
$120,000
4164088 MLS
Easiest access to the Jourdan River without actually being on it. Great location - convenient to everything Bay St Louis by boat, golf cart, bike, car - you name it! This double lot is 100'x113' and allows for plenty of room for the house and to store the toys. Ride by! Take a Look! Fall in Love! Make an Offer! Build your dream waterfront home! Let's make it happen!

62 Good Street, Bay Saint Louis

Listing courtesy of Coldwell Banker Alfonso Realty-BSL.

4066 Mindanao Street, Bay Saint Louis
$597,500
4 Beds ⋅ 3 Baths ⋅ 4163789 MLS
Welcome to refined coastal living in this custom-built waterfront retreat by Garcia and Sons (2010), perfectly positioned along a peaceful canal with 84 feet of waterfront just moments from the Jourdan River. Designed for effortless entertaining and everyday comfort, this 4-bedroom, 2.5-bath home offers approximately 1,900 square feet of thoughtfully curated living space. The open-concept floor plan flows beautifully, with the kitchen seamlessly overlooking the dining and living areas, creating a light-filled central gathering space that feels both spacious and inviting. The kitchen is appointed with stainless steel appliances and a generously sized island with seating, making it ideal for hosting sunset dinners or casual mornings before heading out on the water. Crown molding throughout adds architectural elegance and a polished finish to every room. The primary suite provides a private retreat with an en suite bath featuring a double vanity and ample space to unwind. Three additional bedrooms offer flexibility for guests or a dedicated office space. Step outside to a large covered porch where stunning canal views set the backdrop for coastal breezes and golden-hour evenings. With close proximity to the Jourdan River, boating adventures are always within easy reach. Below the home, you'll find expansive covered space complete with storage, TV hookups, and ample room for entertaining. Whether hosting game days, seafood boils, or relaxed waterfront gatherings, this lower level extends your living space outdoors. A durable metal roof adds both style and long-term peace of mind. This is more than a home. It is a waterfront lifestyle designed for those who appreciate craftsmanship, comfort, and connection to the water.

4066 Mindanao Street, Bay Saint Louis

Listing courtesy of John McDonald Realty, LLC.

1st Avenue, Bay Saint Louis
$58,000
4163744 MLS
This doublelot property at 0 1st Street, Bay St. Louis, MS located directly on a canal with river access, featuring a boat dock and powered pier. Conveniently close to the interstate, airport, and just minutes from downtown Bay St. Louis, it offers an excellent opportunity to build a primary residence or vacation home in a highly accessible waterfront location.

1st Avenue, Bay Saint Louis

Listing courtesy of O'Dwyer Realty-PSC.

4122 11th Avenue, Bay Saint Louis
$445,000
3 Beds ⋅ 2 Baths ⋅ 4161878 MLS
Welcome to your dream waterfront home! This beautiful custom 3-bedroom, 2-bath residence offers approximately 1,380 square feet of thoughtfully designed living space with stunning water views and an inviting coastal feel. Inside, you'll find 10-foot ceilings, 8-foot doors, durable Luxury Vinyl Plank flooring, granite countertops, and a spacious kitchen featuring a large island and pantry—perfect for everyday living and entertaining. The master bath features a custom tile shower, stand alone tub and double vanity, creating a relaxing retreat. Step outside and enjoy the coastal lifestyle from the 10-foot covered porch, where you can take in the waterfront views and unwind. Additional features include hurricane windows, a downstairs storage room, a new bulkhead and a deep lot for a pool, providing both peace of mind and functionality. With its combination of waterfront setting, open living spaces, quality finishes, and outdoor living, this home offers the perfect opportunity to enjoy relaxed coastal living in style.

4122 11th Avenue, Bay Saint Louis

Listing courtesy of Coldwell Banker Alfonso Realty-BSL.

11059 Idaho Street, Bay Saint Louis
$485,500
4 Beds ⋅ 2 Baths ⋅ 4161469 MLS
Turnkey Waterfront Living - Beautifully Renovated & Sold Furnished! Experience the best of Gulf Coast waterfront living in this beautifully renovated 1,673-square-foot, four-bedroom, two-bath home. Completely redone and offered furnished, this move-in-ready property combines comfortable coastal living with outstanding outdoor spaces and quick access to open water. Step outside to enjoy a new waterfront dock, bulkheaded shoreline, new elevated back deck off the home, and an additional new ground-level deck—creating multiple spaces for entertaining, grilling, fishing, or simply relaxing by the water. Boating enthusiasts will love the location, with open water less than five minutes away by boat. The home also offers convenient under-house parking, providing valuable covered space for vehicles and additional flexibility for waterfront living. Whether you're looking for a primary residence, weekend retreat, or Gulf Coast getaway, this property is ready to enjoy from day one. With four bedrooms, extensive renovations, furnishings included, new decks, a new dock, bulkheaded waterfront, covered parking, and quick access to open water, this is a waterfront opportunity you won't want to miss.

11059 Idaho Street, Bay Saint Louis

Listing courtesy of Keller Williams.

48 Wolfe Street, Bay Saint Louis
$625,000
3 Beds ⋅ 2 Baths ⋅ 4161105 MLS
BOAT INCLUDED WITH ACCEPTABLE FULL-PRICE OFFER! Start enjoying the Bay St. Louis waterfront lifestyle from day one. With an acceptable full-price offer, sellers will include a 2013 Bentley 20' pontoon boat with a 2013 Mercury 90 HP four-stroke outboard, reported to be in excellent condition, plus a 5,550-watt Briggs & Stratton generator and GVC 190 pressure washer with Honda engine—an incentive package estimated by the sellers at approximately $10,000-$13,000. Boat from your backyard and golf cart to Old Town Bay St. Louis from this meticulously maintained waterfront home built in 2017. Situated on approximately 88 feet of waterfront with a canal reported to be approximately 5 feet deep, the property offers direct access toward the Jourdan River and Gulf of Mexico. Waterfront improvements include an 18' x 30' boat slip, boathouse, dock, composite decking and durable vinyl bulkhead. Quality construction is evident throughout, including 2x6 framing, extensive spray-foam insulation and an elevation of approximately 22.5 feet above sea level. The seller reports an average electric bill of approximately $125 per month. Additional features include on-demand hot water, oversized doorways providing wheelchair accessibility, soaring cathedral ceilings, oversized ceiling fans and upscale finishes. The kitchen and bathrooms feature quartz countertops, and the beautifully finished bath includes a marble shower. Outdoor living is a standout feature, with a huge screened porch overlooking the canal—an ideal place for relaxing, dining and entertaining. Manual rear shades provide additional comfort and privacy. Located within the Bay St. Louis golf cart district, you're just a short golf cart ride from the dining, shopping and entertainment of Old Town. The combination of waterfront access, boating amenities and proximity to Old Town also creates excellent potential for a vacation home or short-term rental. Additional features include an RV hookup with water, power and sewer, three-zone outdoor irrigation, artesian well, gutters designed to discharge toward the bayou and a Blink security system that remains with the property. Whether you're looking for a full-time residence, coastal getaway or vacation-rental opportunity, 48 Wolfe Street offers the opportunity to enjoy the best of Bay St. Louis—and with a full-price offer, you can have the boat waiting for you at the dock. Boat, generator and pressure washer incentive available with an acceptable full-price offer. Personal property to convey in its current condition and subject to terms agreed upon in the purchase contract.

48 Wolfe Street, Bay Saint Louis

Listing courtesy of Coast Accommodation Group, LLC.

00 3rd Street, Bay Saint Louis
$25,000
4160175 MLS
Discover the perfect opportunity to build your coastal retreat in the peaceful community of **Bayou Phillips Estates**. This wooded waterfront lot offers direct access to the area's scenic bayous and connected Gulf Coast waterways, creating an ideal setting for boating, fishing, kayaking, and enjoying the natural beauty of the Mississippi Gulf Coast. Imagine spending your mornings on the water, fishing from your future private dock or cruising through scenic marshlands surrounded by abundant coastal wildlife. The waterways provide access toward the Gulf, with convenient regional access via **Hwy. 603**. Whether your goal is a weekend getaway, seasonal retreat, or full-time coastal residence, this property offers the opportunity to create a home designed around the water and the relaxed pace of Gulf Coast living. The property offers a natural, wooded setting with waterfront frontage and plenty of potential for a custom-built coastal home. Picture elevated living spaces designed to capture water views, coastal breezes, and the surrounding natural landscape. The established waterfront neighborhood includes existing residences, docks, boats, and other water-oriented properties, giving the area an authentic residential boating-community atmosphere. **Per local requirements, campers and mobile homes are not permitted, and construction must be elevated to at least 14 feet.** Buyers should independently verify current elevation requirements, floodplain regulations, permitted uses, setbacks, wetlands, utilities, access, dock requirements, and all other applicable county, municipal, state, and federal regulations before purchase. The elevated construction requirement may also provide an opportunity for improved flood resilience and potentially lower flood-insurance costs, subject to the property's final design, elevation certificate, flood zone, lender requirements, and insurance underwriting. Bay St. Louis offers a distinctive coastal lifestyle that combines waterfront recreation with the charm of a historic Gulf Coast town. Nearby **Old Town Bay St. Louis** features locally owned restaurants, cafés, galleries, boutiques, live music, festivals, and waterfront events. The area also offers beaches, fishing piers, marinas, golf, boating, kayaking, and easy access to the Mississippi Sound and Gulf Coast. For those who enjoy exploring beyond Bay St. Louis, the location is approximately **16 miles from Gulfport, 29 miles from Biloxi, 30 miles from Slidell, and 19 miles from Stennis Space Center**. New Orleans is approximately **60 miles away**, making it convenient for day trips, dining, entertainment, professional travel, and enjoying the city's culture while returning to a quieter coastal setting. If you've been looking for a waterfront property where you can design and build your own Gulf Coast retreat, 00 3rd St offers the combination of **waterfront access, natural privacy, boating potential, and proximity to the amenities of Bay St. Louis and New Orleans**. **Buyer to verify all information, including zoning, jurisdiction, permitted uses, flood zone, elevation requirements, wetlands, utilities, sewer/septic availability, waterfront access, dock construction requirements, building setbacks, and applicable building codes, with the appropriate governmental authorities.**

00 3rd Street, Bay Saint Louis

Listing courtesy of 1 Sharp Property.

11184 Tahiti Street, Bay Saint Louis
$479,900
3 Beds ⋅ 2 Baths ⋅ 4159578 MLS
Waterfront living with room to enjoy! This three-bedroom, two-bath home offers 1,176 square feet of comfortable living space and sits on two spacious lots. 140.4 linear feet of waterfront property. Boating enthusiasts will appreciate the private boat ramp, boathouse with 6500lb lift, and durable vinyl-composite dock. From the property, it's only a few minutes at idle speed to open water. Whether you're looking for a primary residence, weekend retreat, or waterfront investment, this property offers an excellent opportunity to enjoy the coastal lifestyle. Assumable Flood insurance of $1199 annually.

11184 Tahiti Street, Bay Saint Louis

Listing courtesy of Keller Williams.

4069 Robin Street, Bay Saint Louis
$439,000
3 Beds ⋅ 2 Baths ⋅ 4159350 MLS
A rare opportunity to own an updated waterfront home on two full lots for exceptional privacy and outdoor enjoyment. This expansive view, with deep-water canal access, is made even more captivating by the magnificent, oak-shaded surroundings. This beautifully updated 3-bedroom, 2-bath home offers 1,456 square feet of thoughtfully designed living space, surrounded by mature live oaks and expansive windows that capture beautiful views of the canal and waterfront. The deep-water canal is one of the property's greatest assets, providing easy access for boating and fishing. Along the seawall, you'll find multiple piers plus an impressive large fish-cleaning station, which could also serve as an outdoor entertaining, cooking, or prep area. Another major advantage is the opportunity to assume the existing FEMA flood insurance policy—a rare and potentially significant savings year after year, for a new owner. The property includes two full lots, giving you something increasingly difficult to find on the waterfront: space. Enjoy the privacy of your own oak-shaded setting, plenty of room for outdoor activities, and abundant parking both beneath the home and outside. The fenced yard is perfect for pets, while the spacious laundry room and large downstairs storage area provide the kind of practical storage that makes waterfront living easy and enjoyable. The generous space beneath the home also offers numerous possibilities for entertaining, relaxing, storing boats and water toys, or simply enjoying the beautiful surroundings. Property Highlights Deep-water canal waterfront.Two full lots. 3 bedrooms, 2 baths. 1,456 SF. Fully updated Beautiful mature oak trees. Calming waterfront views. Numerous windows for natural light and views. Assumable FEMA flood insurance policy. Seawall with multiple piers. Large fish-cleaning station/outdoor prep area. Ample parking under the home and outside. Fenced yard for pets. Large laundry room. Large downstairs storage room. Generous space underneath the home for entertaining and storage. If you've been looking for a waterfront home in Bay St. Louis that offers deep water, privacy, character, and plenty of usable outdoor space, this is a rare find. Come experience the views, the oaks, and the waterfront lifestyle for yourself.

4069 Robin Street, Bay Saint Louis

Listing courtesy of General Capital Corporation.

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Copyright 2026 Mississippi Gulf Coast Multiple Listing Service, Inc. Buyer and/or Buyer's Agent should verify data and evaluate source. This information is furnished by the Mississippi Gulf Coast Multiple Listing Service, Inc. This data is copyrighted and may not be transmitted, retransmitted, copied, framed, repurposed, or altered in any way for any other site, individual and/or purpose without the express written permission of the Mississippi Gulf Coast Multiple Listing Service, Inc. All properties are subject to prior sale, change or withdrawal. Neither the MLS nor the Listing Broker will be held responsible for any typographical errors, misinformation and misprints and shall be held totally harmless. Data displayed is a portion of, and not a complete listing of all listing information published in the Mississippi Gulf Coast Multiple Listing Service, Inc.

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