Bay Saint Louis Homes with Gulf Access Waterfront

Welcome to Bay Saint Louis, a picturesque gem nestled along the Gulf Coast of Mississippi in Hancock County. This charming city is renowned for its stunning waterfront views, vibrant community, and rich history. With its quaint downtown area filled with unique shops, delightful eateries, and lively arts scene, Bay Saint Louis offers a perfect blend of small-town charm and coastal living.

One of the most alluring features of this area is its exceptional Gulf access waterfront properties. Imagine waking up to the gentle sound of waves lapping at the shore, with the sun casting a golden hue over the water. Homes in Bay Saint Louis with waterfront access provide not just a residence, but a lifestyle filled with endless opportunities for relaxation and recreation. Whether you’re an avid boater, a fishing enthusiast, or simply someone who enjoys the tranquility of coastal living, these homes offer direct access to the Gulf of Mexico, making every day feel like a vacation.

In addition to the natural beauty and recreational opportunities, the Bay Saint Louis community is known for its friendly atmosphere and welcoming spirit. Residents enjoy a range of activities, from festivals and farmers markets to art walks and beach outings. With its rich cultural heritage and commitment to preserving the environment, Bay Saint Louis is not just a place to live; it’s a place to thrive.

Explore the possibilities of waterfront living in Bay Saint Louis, where your dream home awaits, and the beauty of the Gulf Coast is just steps away. Embrace a lifestyle filled with sunshine, serenity, and the soothing sounds of nature. Your coastal paradise is calling!

Newest Bay Saint Louis Homes with Gulf Access Waterfront

$25,000

4160175 MLS

Discover the perfect opportunity to build your coastal retreat in the peaceful community of **Bayou Phillips Estates**. This wooded waterfront lot offers direct access to the area's scenic bayous and connected Gulf Coast waterways, creating an ideal setting for boating, fishing, kayaking, and enjoying the natural beauty of the Mississippi Gulf Coast. Imagine spending your mornings on the water, fishing from your future private dock or cruising through scenic marshlands surrounded by abundant coastal wildlife. The waterways provide access toward the Gulf, with convenient regional access via **Hwy. 603**. Whether your goal is a weekend getaway, seasonal retreat, or full-time coastal residence, this property offers the opportunity to create a home designed around the water and the relaxed pace of Gulf Coast living. The property offers a natural, wooded setting with waterfront frontage and plenty of potential for a custom-built coastal home. Picture elevated living spaces designed to capture water views, coastal breezes, and the surrounding natural landscape. The established waterfront neighborhood includes existing residences, docks, boats, and other water-oriented properties, giving the area an authentic residential boating-community atmosphere. **Per local requirements, campers and mobile homes are not permitted, and construction must be elevated to at least 14 feet.** Buyers should independently verify current elevation requirements, floodplain regulations, permitted uses, setbacks, wetlands, utilities, access, dock requirements, and all other applicable county, municipal, state, and federal regulations before purchase. The elevated construction requirement may also provide an opportunity for improved flood resilience and potentially lower flood-insurance costs, subject to the property's final design, elevation certificate, flood zone, lender requirements, and insurance underwriting. Bay St. Louis offers a distinctive coastal lifestyle that combines waterfront recreation with the charm of a historic Gulf Coast town. Nearby **Old Town Bay St. Louis** features locally owned restaurants, cafés, galleries, boutiques, live music, festivals, and waterfront events. The area also offers beaches, fishing piers, marinas, golf, boating, kayaking, and easy access to the Mississippi Sound and Gulf Coast. For those who enjoy exploring beyond Bay St. Louis, the location is approximately **16 miles from Gulfport, 29 miles from Biloxi, 30 miles from Slidell, and 19 miles from Stennis Space Center**. New Orleans is approximately **60 miles away**, making it convenient for day trips, dining, entertainment, professional travel, and enjoying the city's culture while returning to a quieter coastal setting. If you've been looking for a waterfront property where you can design and build your own Gulf Coast retreat, 00 3rd St offers the combination of **waterfront access, natural privacy, boating potential, and proximity to the amenities of Bay St. Louis and New Orleans**. **Buyer to verify all information, including zoning, jurisdiction, permitted uses, flood zone, elevation requirements, wetlands, utilities, sewer/septic availability, waterfront access, dock construction requirements, building setbacks, and applicable building codes, with the appropriate governmental authorities.**

00 3rd Street, Bay Saint Louis

Listing courtesy of 1 Sharp Property.

$350,000

3 Beds ⋅ 2 Baths ⋅ 4159724 MLS

Welcome to your furnished, turn-key waterfront retreat in Riverview Subdivision of Shoreline Park Community in Bay St. Louis! Situated on a desirable double lot with approximately 100 feet of bulkheaded waterfront, this coastal getaway is ready for boating, fishing and a relaxed waterfront lifestyle. The covered boathouse features electrical & water, lighting, a convenient outdoor shower. Boat lift is an Overhead cable-and-strap with an approximate 5,000-pound capacity (currently accommodates a 21' deckboat) with the boathouse offering room for a boat or pontoon up to approximately 26 feet. The adjoining lot provides additional covered boat or vehicle storage also complete with electrical. Throw in a load of sand for your own private "beach" out back allowing for easy launching of kayaks or paddle boards etc. or for just soaking up the sun floating in the back canal. Location cannot be beat, just one canal, two quick turns to Bayou LaCroix, the property offers quick access to Bay St. Louis, the Mississippi Sound & the Gulf of America. Enjoy trips to Ship Island, Cat Island and outstanding Gulf Coast fishing and recreation right outside the door. This Raised home boasts a generous open yet covered area underneath giving you abundant space for entertaining! Enclosed storage room underneath complete with plumbing & electrical including separate commode room, plenty of space to store boating & fishing equipment plus a golf cart garage. Surrounded by attractive waterfront homes, this property presents an exciting opportunity to add your own cosmetic touches and create the coastal retreat you've envisioned. Whether you're seeking a weekend escape, full-time waterfront residence or potential "income producing" short-term vacation rental, this furnished property delivers the space for boating amenities and convenient water access needed to enjoy the Gulf Coast lifestyle. Grandfathered Flood Policy ONLY $1378/yr. is transferrable! Buyer to verify all measurements, water access, boat-lift capacity, vessel compatibility and rental eligibility.

4031 Bank Street, Bay Saint Louis

Listing courtesy of Crescent Sotheby's International Realty.

$515,000

3 Beds ⋅ 2 Baths ⋅ 4159578 MLS

Waterfront living with room to enjoy! This three-bedroom, two-bath home offers 1,176 square feet of comfortable living space and sits on two spacious lots. 140.4 linear feet of waterfront property. Boating enthusiasts will appreciate the private boat ramp, boathouse with 6500lb lift, and durable vinyl-composite dock. From the property, it's only a few minutes at idle speed to open water. Whether you're looking for a primary residence, weekend retreat, or waterfront investment, this property offers an excellent opportunity to enjoy the coastal lifestyle. Assumable Flood insurance of $1199 annually.

11184 Tahiti Street, Bay Saint Louis

Listing courtesy of Keller Williams.

$439,000

3 Beds ⋅ 2 Baths ⋅ 4159350 MLS

A rare opportunity to own an updated waterfront home on two full lots for exceptional privacy and outdoor enjoyment. This expansive view, with deep-water canal access, is made even more captivating by the magnificent, oak-shaded surroundings. This beautifully updated 3-bedroom, 2-bath home offers 1,456 square feet of thoughtfully designed living space, surrounded by mature live oaks and expansive windows that capture beautiful views of the canal and waterfront. The deep-water canal is one of the property's greatest assets, providing easy access for boating and fishing. Along the seawall, you'll find multiple piers plus an impressive large fish-cleaning station, which could also serve as an outdoor entertaining, cooking, or prep area. Another major advantage is the opportunity to assume the existing FEMA flood insurance policy—a rare and potentially significant savings year after year, for a new owner. The property includes two full lots, giving you something increasingly difficult to find on the waterfront: space. Enjoy the privacy of your own oak-shaded setting, plenty of room for outdoor activities, and abundant parking both beneath the home and outside. The fenced yard is perfect for pets, while the spacious laundry room and large downstairs storage area provide the kind of practical storage that makes waterfront living easy and enjoyable. The generous space beneath the home also offers numerous possibilities for entertaining, relaxing, storing boats and water toys, or simply enjoying the beautiful surroundings. Property Highlights Deep-water canal waterfront.Two full lots. 3 bedrooms, 2 baths. 1,456 SF. Fully updated Beautiful mature oak trees. Calming waterfront views. Numerous windows for natural light and views. Assumable FEMA flood insurance policy. Seawall with multiple piers. Large fish-cleaning station/outdoor prep area. Ample parking under the home and outside. Fenced yard for pets. Large laundry room. Large downstairs storage room. Generous space underneath the home for entertaining and storage. If you've been looking for a waterfront home in Bay St. Louis that offers deep water, privacy, character, and plenty of usable outdoor space, this is a rare find. Come experience the views, the oaks, and the waterfront lifestyle for yourself.

4069 Robin Street, Bay Saint Louis

Listing courtesy of General Capital Corporation.

$445,000

3 Beds ⋅ 2 Baths ⋅ 4159331 MLS

Another beautiful home with all the amenities 10 ft ceilings, 8 foot doors, granite countertops, large island, pantry, luxury vinyl plank floors, master walk in tile shower with rain shower doors, double vanity, hurricane windows, 10 foot covered porch, downstairs storage room, new buklkhead and many more amenities, The wide canal afffords you plenty of room for a boat house and dock. The lot is 125 feet deep so if you have a pool in mind and want a home with all the extras, this is the property for you. Make your appointment to view this home today!

4120 11th Avenue, Bay Saint Louis

Listing courtesy of Coldwell Banker Alfonso Realty-BSL.

$62,500

4159207 MLS

Build your dream home or vacation home on this beautiful waterfront lot. Located on a small bayou in one of the Coast's most beloved cities. Featuring an ideal location just a short ride to the Jourdan River and the Gulf. Close to Old Town, Restaurants, Shopping, Casinos, Fishing, Golfing & the Beaches.

Mitteer Drive, Bay Saint Louis

Listing courtesy of Coldwell Banker Alfonso Realty-Lorraine Rd.

$995,000

3 Beds ⋅ 3 Baths ⋅ 4157299 MLS

Welcome to 124 Court — Coastal Living, Reimagined in Bay St. Louis, MS. Discover the perfect blend of luxury and lifestyle in this newly designed condo, ideal as a full-time residence, weekend retreat, or income-producing short-term rental. This residence features high-end finishes throughout: quartz (or equal) countertops, custom wood cabinetry, and Frigidaire stainless kitchen appliances (or equal). A built-in beverage center and stacked washer/dryer add convenience, while soaring 10' ceilings (floors 1-4) create an airy feel. Durable vinyl plank flooring (or equal) flows through living areas and baths, and a versatile flex space works as a bunk room, home office, or extra guest quarters. Beyond the residence, 124 Court's New Urbanism design places you within walking distance of shops, dining, and the local casino, plus the adjacent city parking garage. Outdoor lovers will enjoy easy access to beaches, boating, and fishing — all just steps away. The property sits in Flood Zone X for added peace of mind. 124 Court will offer a short-term rental program, making it an ideal fit for buyers seeking flexibility, rental income, or a low-maintenance coastal getaway — all in an unbeatable, walkable location close to shops, dining, entertainment, and fishing.

124 Court Street Unit 402, Bay Saint Louis

Listing courtesy of Crescent Sotheby's International Realty.

$365,000

2 Beds ⋅ 2 Baths ⋅ 4154955 MLS

Rare opportunity to own your own waterfront retreat with an additional 2 lots for a total of 3 waterfront lots with navigable access through Breath Bayou to the Jourdan River, Bay of St. Louis, Mississippi Sound, and ultimately the Gulf of America. Enjoy fishing and crabbing right from your private dock, with abundant local wildlife and coastal recreation at your doorstep. This immaculate home features a charming coastal beach vibe throughout, offering 2 bedrooms, 2 full bathrooms, and an open-concept living, dining, and kitchen area designed for comfortable waterfront living. The spacious area beneath the home provides the perfect setting for entertaining family and friends, whether hosting fish fries, crawfish boils, or simply relaxing and enjoying the peaceful surroundings. The home is situated on its own waterfront lot and is being sold together with two adjoining vacant, cleared waterfront lots, providing additional space, privacy, and future possibilities. Conveniently located just minutes from Bay St. Louis and Waveland, you'll have easy access to shopping, restaurants, grocery stores, medical facilities, and all the amenities of Mississippi's Gulf Coast while still enjoying the tranquility of waterfront living.

4180 1st Avenue, Bay Saint Louis

Listing courtesy of Fiorella Avenue Realty.

$419,000

3 Beds ⋅ 3 Baths ⋅ 4154793 MLS

New construction waterfront home built in 2026 offering approximately 1,473± sq. ft. of thoughtfully designed living space along a canal-front setting with direct water access to Edwards Bayou, the Jourdan River, and the Gulf of Mexico. This 3 bedroom, 2.5 bath home features an open and inviting floor plan with custom cabinetry, a large kitchen island, and modern finishes throughout. The layout includes a uniquely positioned breakfast/morning room at the front of the home, creating an additional light-filled living space that enhances the overall flow and functionality. The primary suite offers a private retreat with balcony access and a spa-inspired bath layout, including plumbing for a freestanding tub and a separate walk-in shower. Two spacious secondary bedrooms are located just off the hallway and are served by a full guest bath, along with a convenient half bath in the hallway. A well-designed laundry room includes a full sink and washer/dryer connections with direct access to the primary suite bathroom/room. Additional features include a metal roof, tankless gas water heater, and luxury vinyl plank flooring throughout. The seller is currently in the process of installing a gas stove and dishwasher to complete the kitchen. Enjoy peaceful waterfront living from the covered front porch overlooking the canal, offering a great setting for relaxing and taking in the coastal surroundings. Great location, modern coastal design, and functional layout make this new construction home a standout opportunity.

825 Larkspur Lane, Bay Saint Louis

Listing courtesy of HL Raymond Properties, LLC.

$69,000

4154277 MLS

This property is a double lot, located on canal with bulkhead and pier. close to Mississippi sound on navigable canal. lots have a well and city sewer. Great spot for fishing and crabbing. Located near Silver slipper and Lafrance Marina. Survey of property completed on 4/03/2025

10028 E Bayou Road, Bay Saint Louis

Listing courtesy of Listwithfreedom.Com.

$62,900

4154023 MLS

Build Your Dream on Navigable Waterfront! Welcome to 0 Everest Street in beautiful Bay St. Louis, MS! This 100' x 100' waterfront home-site offers the perfect combination of convenience, value, and Gulf Coast living. The hard work has already been done! Cleared and build-ready Fill dirt added to elevate the home-site Professionally leveled Driveway entrance with culvert already installed The canal is navigable to the main river and the Gulf, giving you easy access to boating, fishing, kayaking, and endless waterfront adventures right from your backyard. Whether you're planning your forever home, a weekend retreat, or an investment property, this lot is ready for your vision. Property Features 100' x 100' Waterfront Lot Navigable canal with access to the main river & Gulf Cleared, elevated & leveled home-site Driveway & culvert already installed Great boating & fishing opportunities Minutes from Old Town Bay St. Louis, beaches, restaurants, shopping & casinos Easy access to Hwy 603 and I-10 Conveniently located just minutes from NASA Stennis Space Center, and within easy driving distance of Gulfport, Slidell, LA, and New Orleans, LA, offering the perfect balance of peaceful waterfront living and convenient access to employment, shopping, dining, entertainment, and the Gulf Coast's top attractions.

Everest Street, Bay Saint Louis

Listing courtesy of Ashman-Mollere Realty, Inc..

$42,000

4153798 MLS

Fish from the deck of your waterfront home and enjoy waterfront living on this cleared and ready to go lot! Survey & Elevation Certificate are attached. The lot features sub surface drainage with two catch basins and fill dirt. Just minutes by boat on Breath Bayou to access the Jordan River. Centrally located and close to beaches, shopping, dining, parks, casino's and Stennis Space Center.

4027 Bonita Street, Bay Saint Louis

Listing courtesy of John McDonald Realty, LLC.

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