Palmetto Pointe Homes under $400,000

Welcome to Palmetto Pointe, a charming subdivision nestled in the picturesque city of Ocean Springs, Mississippi, within the vibrant Jackson County. This delightful community offers an inviting blend of Southern hospitality and modern living, making it an ideal place for families, retirees, and everyone in between.

Palmetto Pointe features a diverse selection of homes, with many options available under $400,000. These beautifully designed residences cater to a variety of lifestyles, from cozy starter homes to spacious family abodes. Each property is thoughtfully crafted, showcasing contemporary finishes and open floor plans that promote a warm and welcoming atmosphere. With well-maintained lawns and inviting curb appeal, the homes in Palmetto Pointe truly embody the essence of community living.

Beyond the stunning residences, Palmetto Pointe is conveniently located near an array of local amenities, including shopping centers, dining options, and recreational facilities. The nearby beaches and parks provide endless opportunities for outdoor adventures, whether you prefer a leisurely stroll along the shore or a day of fishing on the Gulf Coast.

Families will appreciate the highly-rated schools in the area, ensuring quality education for children of all ages. With its friendly neighbors and a strong sense of community, Palmetto Pointe is more than just a place to live—it's a place to call home.

Discover the charm and convenience of Palmetto Pointe, where your dream home awaits at an affordable price. Embrace the lifestyle you've always wanted in this enchanting Ocean Springs neighborhood!

Newest Palmetto Pointe Homes under $400,000

$274,990

3 Beds ⋅ 2 Baths ⋅ 4165794 MLS

Brand NEW energy-efficient home in The Enclave at Palmetto Pointe! Enjoy the covered back patio or entertain with ease in the open-concept layout, where a spacious kitchen island overlooks the great room. The private primary suite offers dual sinks and a walk-in closet to simplify busy mornings. Built GOLD FORTIFIEDÂ® for superior hurricane protection, this home includes hurricane fabric for added defense against high winds and flying debris--ideal for coastal living. Homeowners may also benefit from significant insurance savings. Features include energy-efficient appliances (including washer and dryer), open cell spray foam insulation for year-round comfort and lower utility costs, and an AprilaireÂ® whole-home system designed to improve indoor air quality. Conveniently located just minutes from beaches, casinos, and over 200 shops, restaurants, and galleries in downtown Ocean Springs, with top-rated schools and major employers nearby.

15277 Hidden Lily Way, Gulfport

Listing courtesy of Meritage Homes of Mississippi, Inc..

$299,990

3 Beds ⋅ 2 Baths ⋅ 4162548 MLS

Brand NEW energy-efficient home ready Oct 2026! Prepare dinner in the open-concept kitchen while staying connected with guests in the great room. Just down the hall from the generous secondary bedrooms, unwind in the private primary suite featuring dual sinks and an impressive walk-in closet. Located in The Enclave at Palmetto Pointe, this home is just minutes from Gulf Coast beaches, casinos, shopping, dining, and the charm of downtown Ocean Springs. Top-rated Ocean Springs schools, Ingalls Shipbuilding, and Keesler Air Force Base are all within easy reach. Built for comfort, durability, and long-term savings, this home features FORTIFIED Gold® construction, hurricane fabric window protection, an Aprilaire® fresh-air ventilation system, and open-cell spray foam insulation, and smart home technology. Energy-efficient design helps improve indoor comfort, reduce utility costs, and promote healthier living. All appliances, including the refrigerator, washer, and dryer, along with window blinds throughout the home, are included in the purchase price. Ask about other available homes in the community! Photos are for illustrative purposes only. Features, colors, options, elevations, and finishes may vary from the actual home.

3739 Olivia Drive, Ocean Springs

Listing courtesy of Meritage Homes of Mississippi, Inc..

$392,990

4 Beds ⋅ 3 Baths ⋅ 4162541 MLS

BRAND NEW Carolina floorplan ready October 2026! Enjoy movie night in the Carolina's spacious second-story bonus room. Downstairs, the sprawling kitchen island overlooks the open great room and dining area, while the private primary suite features dual sinks and a large walk-in closet. Your new home comes complete with all appliances included, including the refrigerator, washer, and dryer, plus window blinds throughout the home. Built GOLD FORTIFIED® for enhanced hurricane protection, this home includes hurricane fabric window protection and may qualify homeowners for significant insurance savings. Energy-efficient features include open-cell spray foam insulation, energy-saving appliances, and an Aprilaire® whole-home ventilation system designed to improve indoor air quality and year-round comfort. Located in the highly desirable Ocean Springs area, The Enclave at Palmetto Pointe offers convenient access to Gulf Coast beaches, casinos, shopping, dining, and entertainment. Downtown Ocean Springs, with its charming galleries, boutiques, and restaurants, is just minutes away. Top-rated Ocean Springs schools, Ingalls Shipbuilding, and Keesler Air Force Base are all within easy reach. Ask about other available homes in the community! Photos are for illustrative purposes only. Features, colors, options, elevations, and finishes may vary from the actual home.

3730 Olivia Drive, Ocean Springs

Listing courtesy of Meritage Homes of Mississippi, Inc..

$331,990

3 Beds ⋅ 2 Baths ⋅ 4162536 MLS

Brand NEW energy-efficient home ready Oct 2026! The Newport offers an open-concept design that seamlessly connects the kitchen, dining, and great room, creating the perfect space for everyday living and entertaining. The private primary suite features a spacious walk-in closet and large shower while additional bedrooms provide flexibility for family, guests, or a home office. Welcome to Palmetto Pointe, a convenient Gulf Coast community offering easy access to shopping, dining, entertainment, and nearby beaches. Built with FORTIFIED Gold® construction, hurricane fabric protection, an Aprilaire® whole-home ventilation system, and spray foam insulation, this home is designed for healthier living, enhanced durability, year-round comfort, and energy savings. All appliances, including the refrigerator, washer, and dryer, plus window blinds throughout the home, are included in the purchase price. Ask about available financing incentives and other homes in the community! Photos are for illustrative purposes only. Features, colors, options, elevations, and finishes may vary from the actual home.

3731 Olivia Drive, Ocean Springs

Listing courtesy of Meritage Homes of Mississippi, Inc..

$326,990

3 Beds ⋅ 2 Baths ⋅ 4160374 MLS

Brand NEW energy-efficient home! Better - Radiant package. Purpose the Newport's sizeable flex space into the media room you've always wanted. A walk-in pantry and large kitchen island make it easy to feed a group. Tray ceilings in the primary suite lend an elegant touch. The Enclave at Palmetto Pointe is minutes from beaches, casinos, and more than 200 local shops, galleries and restaurants in downtown Ocean Springs. Top-rated Ocean Springs High School is right around the corner, while major employers like Ingalls Shipbuilding and Keesler Air Force Base are only a short drive away. Designed to fit any lifestyle, this community offers homes with luxurious primary suites, covered patios and spacious living areas. We also build each home with innovative, energy-efficient features that cut down on utility bills so you can afford to do more living.* Each of our homes is built with innovative, energy-efficient features designed to help you enjoy more savings, better health, real comfort and peace of mind.

3726 Olivia Drive, Ocean Springs

Listing courtesy of Meritage Homes of Mississippi, Inc..

$386,990

4 Beds ⋅ 3 Baths ⋅ 4155742 MLS

BRAND NEW Carolina floorplan ready August 2026 in The Enclave at Palmetto Pointe! This thoughtfully designed home offers 4 bedrooms, 2.5 bathrooms, and a spacious second-story bonus room perfect for a media room, playroom, home office, or flex space. The open-concept layout features a large kitchen island overlooking the great room and dining area, creating an ideal space for entertaining and everyday living. The private first-floor primary suite includes a dual-sink vanity and a generous walk-in closet. Your new home comes complete with blinds, washer, dryer, refrigerator, and all kitchen appliances included. Built GOLD FORTIFIEDÂ® for enhanced hurricane protection, this home includes hurricane fabric window protection and may qualify homeowners for significant insurance savings. Energy-efficient features include spray foam insulation, energy-saving appliances, and an AprilaireÂ® whole-home ventilation system designed to improve indoor air quality by reducing allergens and pet dander while helping maintain comfortable temperatures year-round. Located in the highly desirable Ocean Springs area, The Enclave at Palmetto Pointe offers convenient access to beautiful Gulf Coast beaches, casinos, shopping, dining, and entertainment. Downtown Ocean Springs, with its charming galleries, boutiques, and restaurants, is just minutes away. Top-rated Ocean Springs schools, Ingalls Shipbuilding, and Keesler Air Force Base are all within easy reach. Ask about other available homes in the community!

3723 Olivia Drive, Ocean Springs

Listing courtesy of Meritage Homes of Mississippi, Inc..

$319,990

3 Beds ⋅ 2 Baths ⋅ 4155741 MLS

Brand NEW energy-efficient home! Enjoy happy hour on the Chandler's covered back patio. Inside, the sprawling kitchen island overlooks the great room. In the primary suite, dual sinks and a walk-in closet simplify busy mornings. The Enclave at Palmetto Pointe is minutes from beaches, casinos, and dozens of local shops, galleries and restaurants in downtown Ocean Springs. Top-rated Ocean Springs High School is right around the corner, while major employers like Ingalls Shipbuilding and Keesler Air Force Base are only a short drive away. Designed to fit any lifestyle, this community offers homes with luxurious primary suites, covered patios and spacious living areas. Built GOLD FORTIFIEDÂ® for superior hurricane protection, this home includes hurricane fabric for added defense against high winds and flying debris--ideal for coastal living. Homeowners may also benefit from significant insurance savings. Features include energy-efficient appliances (including washer and dryer), open cell spray foam insulation for year-round comfort and lower utility costs, and an Aprilaire® whole-home system designed to improve indoor air quality. Conveniently located just minutes from beaches, casinos, and over 200 shops, restaurants, and galleries in downtown Ocean Springs, with top-rated schools and major employers nearby. *Photos are for representation only and may not reflect actual finishes, colors, or features.

3727 Olivia Drive, Ocean Springs

Listing courtesy of Meritage Homes of Mississippi, Inc..

$275,000

3 Beds ⋅ 2 Baths ⋅ 4155347 MLS

This wonderful build in the Meritage Home community of Palmetto Pointe is move in ready for you, with some of the furnishings included with the purchase. Being completed in October of 2025, it is conveniently within walking distance to the Ocean Springs High School and the newness is still in the air! This also has an assumable VA loan. This 3 bedroom 2 bath has the perfect split floor plan. The layout is so convenient. The large laundry room is off the main bathroom with a walk in closet for easy access. There is the large 2 car garage close to the laundry room. This home is easily accessible on a beautiful cul-de-sac. Ask about a lease option! Call your favorite realtor for a tour!

6304 Annie Cove, Ocean Springs

Listing courtesy of Keller Williams.

$329,990

3 Beds ⋅ 2 Baths ⋅ 4148805 MLS

Brand NEW energy-efficient home in The Enclave at Palmetto Pointe! Enjoy the covered back patio or entertain with ease in the open-concept layout, where a spacious kitchen island overlooks the great room. The private primary suite offers dual sinks and a walk-in closet to simplify busy mornings. Built GOLD FORTIFIED® for superior hurricane protection, this home includes hurricane fabric for added defense against high winds and flying debris—ideal for coastal living. Homeowners may also benefit from significant insurance savings. Features include energy-efficient appliances (including washer and dryer), open cell spray foam insulation for year-round comfort and lower utility costs, and an Aprilaire® whole-home system designed to improve indoor air quality. Conveniently located just minutes from beaches, casinos, and over 200 shops, restaurants, and galleries in downtown Ocean Springs, with top-rated schools and major employers nearby.

3719 Olivia Drive, Ocean Springs

Listing courtesy of Meritage Homes of Mississippi, Inc..

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