Bay Saint Louis Homes under $500,000

Welcome to Bay Saint Louis, Mississippi—a picturesque coastal gem nestled in Hancock County. Known for its charming small-town atmosphere, stunning waterfront views, and rich history, Bay Saint Louis is the perfect destination for those seeking a vibrant community with a laid-back lifestyle. With its beautiful beaches, historic downtown filled with unique shops and art galleries, and a variety of recreational activities, this city offers a unique blend of relaxation and adventure.

Bay Saint Louis boasts an array of homes under $500,000, making it an ideal location for first-time buyers, families, and retirees alike. Whether you’re looking for a cozy cottage just steps from the beach or a modern home with panoramic views of the bay, there’s something for everyone in this welcoming community. These affordable properties provide not only a comfortable living space but also the opportunity to embrace the coastal lifestyle that Bay Saint Louis has to offer.

Explore the vibrant local culture through community events, farmers' markets, and festivals that celebrate the rich heritage of this charming city. Enjoy outdoor activities such as fishing, kayaking, and biking along the scenic shoreline or indulge in fresh seafood at one of the many delightful restaurants that line the waterfront.

With its affordable housing options and a warm, inviting community, Bay Saint Louis is more than just a place to live; it’s a place to thrive. Discover your dream home in this enchanting coastal town and experience the magic of Bay Saint Louis for yourself!

Newest Bay Saint Louis Homes under $500,000

$245,900

3 Beds ⋅ 2 Baths ⋅ 4166316 MLS

Adorable Turnkey Fishing Camp! Welcome to your perfect coastal getaway! This charming, fully furnished 3-bedroom, 2-bath home offers approximately 1,100 square feet of comfortable living space and endless possibilities. Whether you're looking for a place to call home, a relaxing weekend retreat, or an income-producing investment property, this turnkey gem is ready for its next owner. Conveniently located near a full service marina with live bait and fuel. Property sits a stone throw away from the over 20,000 acre Hancock County Coastal Marsh Preserve (public use & recreation such as fishing, bird watching, kayaking, hiking trails & hunting). Enjoy the added value of a brand-new dock and a roof just five years old. Conveniently located just minutes from I-10 and the Silver Slipper Casino, this property offers easy access to nearby attractions while providing the laid-back fishing camp lifestyle the Mississippi Gulf Coast is known for. With a rental history and furnishings already in place, you can start enjoying or investing in this coastal retreat from day one. Don't miss your opportunity to own your own slice of the Gulf Coast!

10052 W Park Road, Bay Saint Louis

Listing courtesy of eAgent Gulf Coast (POF).

$452,800

3 Beds ⋅ 2 Baths ⋅ 4166289 MLS

Coastal living meets quality craftsmanship in this CUSTOMIZABLE new construction waterfront home in Bay St. Louis! Built by a premier Madison, Mississippi builder, this thoughtfully designed home offers an elevated coastal lifestyle with direct canal frontage and a spacious 12' x 34' private pier designed for both high- and low-tide water access. Enjoy beautiful waterfront views and easy access to boating, fishing, and everything the Mississippi Gulf Coast has to offer. Inside, you'll find quality finishes, a complete kitchen appliance package, and an included washer and dryer. The laundry room also features added insulation to help reduce noise throughout the home. Whether you're looking for a weekend coastal retreat or a full-time waterfront residence, this brand-new home offers the perfect combination of comfort, craftsmanship, and coastal charm! ***Customizable as construction progresses, call today for home progress updates.*** Taxes are estimate only and lot only at this time.

10051 Alabama Street, Bay Saint Louis

Listing courtesy of The Compass Group.

$259,000

4 Beds ⋅ 2 Baths ⋅ 4166239 MLS

Welcome to your own private retreat in the heart of Bay St. Louis! Situated on over half an acre of fenced property, this charming 4-bedroom, 2-bath home offers the perfect combination of space, privacy, and the laid-back coastal lifestyle that makes Bay St. Louis so desirable. Step outside and discover your own backyard oasis! The spacious back deck overlooks the inviting swimming pool and a charming detached cottage, creating the perfect setting for entertaining, relaxing, or enjoying those beautiful Mississippi Gulf Coast days. The studio-style cottage features its own kitchenette and bathroom, offering a versatile space ideal for overnight guests, extended family, or a private getaway. With over half an acre to enjoy, the expansive fenced property provides plenty of room for outdoor activities, gatherings, and making lasting memories. Location is everything, and this property delivers! Just a short golf cart ride from the charm and excitement of Downtown Bay St. Louis, you'll enjoy convenient access to beautiful beaches, boating, fishing, boutique shopping, fantastic restaurants, and lively downtown entertainment. You're also just minutes from nearby casinos, golf, and even more dining and entertainment options. Whether you're looking for a full-time residence, weekend coastal escape, or a place to gather with family and friends, this property offers an incredible opportunity to embrace the best of Gulf Coast living. Your own private oasis, just minutes from all the fun Bay St. Louis has to offer!

870 Washington Street, Bay Saint Louis

Listing courtesy of Ellis Realty.

$200,000

4 Beds ⋅ 2 Baths ⋅ 4166039 MLS

Welcome home to this beautifully updated 4-bedroom, 2-bath brick home situated on a spacious corner double lot! Featuring an inviting open floor plan, the living and dining areas flow seamlessly together, creating the perfect space for entertaining family and friends. The updated kitchen boasts modern stainless steel appliances, while the split-bedroom design offers added privacy and comfort. Outside, you'll find two storage buildings and a detached garage, providing plenty of room for vehicles, hobbies, and extra storage. The generous double lot offers additional space and privacy. Conveniently located near Interstate 10, Bienville Port and Harbor, downtown Waveland, and charming Old Town Bay St. Louis, this home combines comfort, convenience, and space. Don't miss your opportunity to make this wonderful property your own!

6173 W Adams Street, Bay Saint Louis

Listing courtesy of Ashman-Mollere Realty, Inc..

$479,900

3 Beds ⋅ 3 Baths ⋅ 4165869 MLS

Coastal Living at Its Best! Waterfront Home with Private Pier and Easy Boating Access to Downtown Bay St. Louis! Discover your own slice of paradise in this beautifully designed 3-bedroom, 3-bath waterfront home offering 1,440 square feet of living space. Perfectly situated along a scenic canal, this property combines quality craftsmanship, modern finishes, and the laid-back coastal lifestyle that makes Bay St. Louis so desirable. Step inside to find beautiful custom cabinetry, a spacious walk-in pantry/laundry room, and stunning tray ceilings accented with stained wood, adding warmth and character. The primary suite offers a relaxing retreat featuring a freestanding soaking tub, custom-tiled walk-in shower, and generous walk-in closet. A second bedroom includes its own private en-suite bathroom, ideal for guests or family. Outdoor living is just as impressive! The spacious mid-level deck overlooks the canal, providing the perfect place to entertain, enjoy your morning coffee, or unwind after a day on the water. Additional features include a storage room, bulkhead, and private pier. Bring your boat and start enjoying the waterfront lifestyle! Take a short boat ride to downtown Bay St. Louis to enjoy waterfront dining, shopping, and entertainment, or cruise out to explore the beautiful Mississippi Gulf Coast and nearby barrier islands. Whether you're searching for a full-time residence, weekend escape, or coastal getaway, this home offers the perfect combination of comfort, craftsmanship, and waterfront adventure. Don't just dream about coastal living—make it your reality! Some photos are AI enhanced during construction. Updated photos to follow once completed.

4107 20th Avenue, Bay Saint Louis

Listing courtesy of Allied Realty Coastal Homes.

$489,000

3 Beds ⋅ 3 Baths ⋅ 4165708 MLS

Victoria-style home filled with character, warmth, and beautiful architectural details. Nestled on approximately 0.67 acres, the 3-bedroom, 2.5 bath home offers over 2,300 square feet of living space and the perfect blend of classic Southern charm and everyday comfort. The main level provides a private retreat, while upstairs you will find two additional bedrooms. a full bathroom and a versatile playroom or bonus. A spacious office, abundant storage, and custom cabinetry throughout add even more functionality to this one-of-a-kind home. Outside, you will find a two-car carport, attached breezeway, deck, and workshop for plenty of additional space. Additional attractive features include no flood insurance, short distance from the beach, and all the shopping, dining, and entertainment that make Bay St Louis so special.

723 Old Spanish Trail, Bay Saint Louis

Listing courtesy of Coldwell Banker Alfonso Realty-BSL.

$360,000

3 Beds ⋅ 2 Baths ⋅ 4165658 MLS

Classic coastal charm meets thoughtfully updated interiors at this three-bedroom, two-bath Bay St. Louis cottage. A gracious covered front porch with columns and ceiling fans spans the front of the property, and offers a welcoming spot for morning coffee or an evening gathering. Updated throughout, the home features bright, connected living and dining spaces accented by paneled ceilings, beautiful trim, and abundant windows. The kitchen pairs white cabinetry with stainless steel appliances and a striking waterfall countertop at the breakfast bar, creating an inviting space for cooking and conversation. Both bathrooms carry the coastal palette beautifully, featuring tiled tub surrounds, updated vanities, and warm accents. A separate laundry room provides cabinetry and counter space, while the spacious lawn and mature landscaping complement the cottage's relaxed appeal. Make this coastal cottage your everyday escape or weekend retreat, with the beach just five minutes away by golf cart and Old Town's restaurants and shops only seven. Currently operating as an Airbnb, the property offers flexibility as a primary residence, second home, or vacation rental with current bookings and great reviews! Sold fully furnished including bikes! (Golf cart negotiable)

905 Old Spanish Trail, Bay Saint Louis

Listing courtesy of Christine Westenberger, Broker.

$149,900

1 Beds ⋅ 1 Baths ⋅ 4165503 MLS

Enjoy coastal living in this first-floor unit at Chateau St. Louis. Ideally located within walking distance of the beach, with Old Town Bay St. Louis just a short golf cart or bike ride away. Spend your mornings by the water, your afternoons exploring the Arts District and Historic Depot District, and your evenings at local restaurants or a show at the Little Theatre. Freshly painted walls and ceilings leave the unit clean, bright, and ready for your personal touch. A designated parking space sits just outside your door, plus guest parking for visitors. The HOA covers water, sewer, garbage, exterior building maintenance and insurance, landscaping, common area electricity, keyed mailboxes, and a community storage area for bikes and more, and the building is protected by a sprinkler fire system throughout. Shared coin-operated laundry facilities are located on site. With Amtrak nearby and an easy drive to New Orleans and Gulfport-Biloxi, everything the Coast offers is within reach. Schedule your showing today!

515 Third Street 5a, Bay Saint Louis

Listing courtesy of Coldwell Banker Alfonso Realty-BSL.

$139,500

3 Beds ⋅ 2 Baths ⋅ 4165386 MLS

This is a great 3 bedroom and 2 bathroom house that is on a corner lot and close to Hwy 90. It has an open floor plan, large living room with double tray ceilings, separate master bedroom with spacious bath. One side of garage as a room that has been added that is heated and cooled. It is not included in the square footage and can be converted back into a 2 car garage. It is a potential short sale so please allow extra time for offer review.

6004 E Jackson Street, Bay Saint Louis

Listing courtesy of The Demoran Realty Group.

$399,999

3 Beds ⋅ 2 Baths ⋅ 4165186 MLS

WATERFRONT LIVING IN BAY ST. LOUIS FOR UNDER $400,000! Discover the perfect combination of modern comfort and laid-back coastal living in this beautifully constructed, elevated 3-bedroom, 2-bath waterfront home! Designed to capture the beauty of its waterfront setting, this home features soaring 10-foot ceilings, an inviting open floor plan, and a spacious kitchen complete with granite countertops, stainless steel appliances, abundant cabinetry, and an impressive 9-foot breakfast bar that's perfect for entertaining family and friends. One of the home's most appealing features is its TWO covered porches, offering wonderful spaces to relax and enjoy the coastal breezes. The living room and kitchen overlook the water, with access to a spacious 12-foot covered waterfront porch, perfect for sipping your morning coffee, watching the boats pass by, or simply unwinding after a long day. The primary bedroom and an additional bedroom each offer access to a separate 6-foot covered porch, creating another peaceful outdoor retreat. The primary suite features an elegant tray ceiling and beautifully tiled shower, while the guest bathroom includes a spacious tub with tiled surround. A generously sized utility room provides convenient full-size washer and dryer hookups. Outside, enjoy your own waterfront frontage with an existing BULKHEAD and convenient boating access to Bayou Lacroix and the Jourdan River. Old Town Bay St. Louis is approximately a 15-minute boat ride away, depending on boating conditions. Whether you're searching for a full-time residence, a weekend getaway, or your own waterfront retreat, this home offers the opportunity to embrace everything that makes the Mississippi Gulf Coast lifestyle so special. Beautiful waterfront views, inviting outdoor living spaces, and modern coastal comfort—all at $399,999! Schedule your private showing today and start living the waterfront lifestyle you've been dreaming of!

5005 Nebraska Street, Bay Saint Louis

Listing courtesy of Allied Realty Coastal Homes.

$499,900

3 Beds ⋅ 2 Baths ⋅ 4165165 MLS

Price Reduced!!! Making Dreams Come True! Don't miss this incredible opportunity to own one of the few waterfront homes in a highly sought-after neighborhood where you can golf cart to Old Town Bay St Louis. This 3-bedroom 2-bath home offers the perfect blend of coastal charm, comfort and entertaining space. The thoughtfully designed open floor plan features a spacious living area, generously sized bedrooms and high ceilings that create a bright and welcoming atmosphere. The home boasts granite countertops, custom cabinetry, beautiful wood floors and a utility lift for added convenience. A fortified roof is another major bonus, offering significant savings on homeowners' insurance. Enjoy the coastal lifestyle with a large-covered porch overlooking the waterfront and plenty of space downstairs for crab boils, family gatherings and entertaining friends. Spend your days on the water with a short boat ride to the Jourdan River and minutes to the Bay St Louis Harbor. Head out to Historic Old Town Bay St Louis for shopping, dining and entertainment, all just minutes away by golf cart! Waterfront homes in this desirable area are a rare find! With the sellers already having purchased another home and ready to move, this property presents an exciting opportunity for its next owner. Sellers are motivated and ready to consider all offers. Come and experience the Coast Life and make this waterfront dream your reality! Don't wait, schedule your showing today!

854 Deer Drive, Bay Saint Louis

Listing courtesy of Coldwell Banker Alfonso Realty-BSL.

$449,900

3 Beds ⋅ 2 Baths ⋅ 4165082 MLS

Experience the best of waterfront living in Bay St. Louis! Situated on TWO WATERFRONT LOTS, this beautifully maintained, turnkey 3-bedroom, 2-bath home offers 1,787 square feet of heated and cooled living space, a 92-foot dock, spacious wraparound porch, and workshop. Inside, soaring cathedral ceilings and a cozy fireplace create a warm and inviting atmosphere. The well-appointed kitchen features a large pantry, breakfast bar, and gas range. Recent improvements include a new HVAC system, water heater, and appliances. The best part? This home comes FULLY FURNISHED and MOVE-IN READY! Everything you need to start enjoying the waterfront lifestyle is included—furniture, cookware, dishes, washer, dryer, grill, patio furniture, yard tools, and even the commercial ice machine. The two waterfront lots provide additional outdoor space and enhance the property's appeal, while the dock offers convenient access to the canal and surrounding waterways. Whether you're searching for a primary residence, weekend getaway, or coastal retreat, this property offers an exceptional opportunity to enjoy life on the water. Just bring your clothes, unpack, and start living the Bay St. Louis waterfront lifestyle from day one!

4003 Kyushu Street, Bay Saint Louis

Listing courtesy of Saltwater Realty.

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Bay Saint Louis Homes under $500,000

Newest Bay Saint Louis Homes under $500,000

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